Clear Advice. Real Options. No Guesswork.
Whether you’re exploring what’s possible or ready to move forward, a structured appointment will give you clarity, confidence and a plan tailored to your situation.
This isn’t a rushed call or generic information, it’s personalised advice based on your circumstances.
Many people spend weeks researching online, trying calculators, or speaking to lenders without getting a clear answer.
A focused appointment cuts through that uncertainty.
You’ll leave knowing:
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What you can realistically borrow
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What your monthly payments could look like
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Which lenders are likely to consider your application
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What steps to take next
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Whether now is the right time to move forward
Appointment Options
Affordability & Options Review
£50
Ideal if you’re at an early stage and want to understand what might be possible before making any commitments.
During this appointment we will:
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Review your income, outgoings and financial position
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Discuss deposit requirements and costs
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Estimate how much you may be able to borrow
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Explore suitable lenders for your circumstances
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Answer your key questions
You’ll receive a detailed follow-up summary outlining your options.
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Full Mortgage Application Support
£249
Best if you’re actively looking to buy, have found a property, or want everything handled for you from the outset.
This includes everything in the affordability review, plus:
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Decision in Principle (if purchasing)
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Full mortgage application submission once your offer is accepted
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Application management with the lender
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Ongoing communication and support
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Rate monitoring up to completion
This option allows you to move forward with confidence, knowing the mortgage process is being managed professionally.
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What Happens After The Appointment
If you decide to proceed:
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I handle the mortgage process from start to finish
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I liaise with lenders as needed
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I keep you updated throughout
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I remain available for questions
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I monitor rates to ensure you’re on the best deal available before completion
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You won’t be left to navigate things alone.
All meetings take place online via Google Meet, making it easy to attend from anywhere in the UK.
Appointments are available during daytime hours and weekday evenings.
Why There Is A Fee
Charging a fee allows me to dedicate time to each client properly, provide tailored advice, and remain independent of any single lender.
You’re paying for professional expertise, experience and personalised guidance, not a sales call.
Most clients find the clarity gained in one appointment saves far more time, stress and potential cost later on.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances and will be confirmed before any work begins.
Ready To Take The Next Step?
If you’re looking for straightforward advice, transparent costs and personal support from start to finish, simply complete the form below and I’ll be in touch to arrange your appointment.
Whether you’re just exploring your options or ready to take action, I’m here to help.
Alternatively you can email madeleine@birtles-mfs.uk
