Birtles Mortgage & Financial Solutions
Mortgages Don’t Have To Be Confusing.
Expert, personal mortgage advice from a trusted advisor in Urmston, Manchester helping first time buyers and homeowners across the UK.
You don’t need to figure this out alone. I’ll guide you clearly, calmly and confidently from start to finish.
Feeling Overwhelmed?
Buying a home or reviewing your mortgage can feel like information overload.
How much can I borrow?
How much deposit do I need?
Will my income count?
What about my credit history?
Google gives you answers, but not clarity.
I break down the confusion and make the mortgage part of the process feel simple and manageable.
With over 25 years in financial services and more than a decade running my own business, I’ve helped hundreds of clients move forward with confidence, not guesswork.
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Why Work With Me?
You won’t be passed between departments, deal with a call centre, or feel like a number on a spreadsheet.
When you work with me, you deal directly with me from start to finish.
With over 25 years’ experience in financial services, including roles in high street banking and financial planning, I understand how lenders operate and how to structure applications properly the first time.
I offer transparent, upfront fees, monitor rates right up to completion, and remain on hand for support long after your mortgage is in place.
I don’t just “find a mortgage”; I manage the entire process, protect your interests, and make sure you feel informed, confident and supported every step of the way.
How The Process Works
Initial Chat
A quick conversation to understand your situation.
I can also answer any immediate questions, and explain how I can help.
First Appointment
Choose between an affordability review or full mortgage application support, depending on how far along you are.
You’ll come away with clear figures, realistic options and a plan.
Decision in Principle & Application
If you’re buying, we secure your agreement in principle so you can offer with confidence, then move straight into the full mortgage application once your offer is accepted.
I deal with the lender and manage the process from start to finish.
Approval & Ongoing Support
Even after your mortgage is approved, I continue to monitor rates right up to completion and remain on hand for questions or guidance.
Helping Clients Nationwide
I’m based in Urmston, Manchester and support many local clients across Trafford, Sale, Altrincham and beyond.
All appointments are held online, which means I can also work with clients anywhere in the UK.
Wherever you’re based, you’ll receive the same personal service.
Protection Matters
A mortgage gets you the keys. Protection keeps you secure.
Alongside mortgage advice, I also arrange life cover, critical illness cover and income protection, because sometimes life doesn’t go to plan.
I’ll ask the questions you might not want to think about, and help you put the right safety net in place.
Ready to move forward with clarity and confidence?
If you’re looking for straightforward advice, transparent costs and personal support from start to finish, simply complete the form below and I’ll be in touch to discuss how I can help.
No jargon. No pressure. Just clear guidance tailored to your situation.
Alternatively you can email madeleine@birtles-mfs.uk
